Friday, May 21, 2010

What health insurance companies cover the lap band surgery? -

My BMI is 33.7 but I am 100 pounds over my ideal weight. I also have hypertension. The medications that I am have caused me to gain this weight within the past 6 months. My doctor has advised me against quitting them. I cannot afford the lap band surgery. I am looking to either take out a loan or possibly get health insurance. Does anyone know what health insurance companies cover (even if only partially) this surgery? Has anyone had experience, and would I qualify under the insurance s terms?

go look at obesityhelp.com for your area. I had gastric bypass surgery in April 2005. I started out at 268, now I’m 180 and holding. These links will help you in many ways to make a decision if this is for you or not. I vote yes, because it made such a difference in my life. I was taking 8 pills a day, and after my surgery, I lost my diabetes. The way they do the surgery, takes your diabetes away. I no longer have to take glucophage, and I no longer have high Cholesterol or high blood pressure. I’m down to 2 pills a day. I went from a size 26-28 to a 16-18. people struggle with paying for the surgery. Go to this site, it is a great support system for you, because it’s only people who have had gastric bypass or lap band. Every insurance program has been rated, and you’ll get tips on how to deal with your insurance company, as well as, surgery tips, food tips, and just support. This site is free! I’d have to rate it a #1 site if you want to learn about the surgery and how to deal with the insurance companies and get support from other people in the same boat as you. This is the #1 site for gastric bypass and it’s free! Extremely helpful! explains about the surgery: I really researched my surgeon, and I made a wise choice. Always get a surgeon that has done at least 200 of these surgeries. Get someone with a lot of experience, and you will do well. Here’s all about my surgeon… href="rel="nofollow">just can’t find a better surgeon than him! He’s probably done at least 500 of the surgeries, so far. I did so well after my surgery, I thank him every time I see him. I made it to 175! It s been almost 2 years since my surgery. I haven t had any complications at all with my surgery! My health has been very good, and I ve lost the weight nice and slow, so my body doesn t look that much out of shape. I ve been faithfully taking my vitamins, and my blood work came back excellent! I still think very highly of Dr. Pilkington, and would recommend to anyone thinking of this surgery, to have Dr. Pilkington as his or her surgeon. I m walking proof, that he is an excellent doctor. I just spoke to another patient of his who told me she had a very good experience with him, and she is in excellent health, as well. He is a very caring doctor. I live in Florida in the winter. I see alot of folks down there because of my job, and I see people from all over the USA and overseas. Since my surgery, I ve talked to lots of others that have had the surgery in Florida, and some of them didn t do as well, and I tend to think it s because their doctors weren’t as competent as mine. I feel that part of how you do, is because of your general health and attitude. The other major part is how good your doctor is. Here’s a website that tells what to look for in a surgeon; href="rel="nofollow">Bypass diet: (after surgery) is a very good web site by a guy named Basil White. He’s a govt. worker and a comedian. He walks you through everything. Very interesting. He had the surgery and did well. If you want an idea how people handle the surgery, read here! Basil! href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">must read if you have questions: href="rel="nofollow">out this link, this lady put her heart and soul into it, with lots of great info: I take… you have to be very faithful about taking them after surgery, because you can become very sick if you don’t. There were recommended by my surgeon and nutritionist. href="rel="nofollow">other helpful links… href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">href="rel="nofollow">of Gastric Bypass Surgery Gastric bypass surgery is considered the safest and most effective type of bariatric surgery. But as with any major surgery, the procedure does carry some risks. href="rel="nofollow">luck with your surgery and new life!

Blue cross covers the operation but you would have to been over weight for most of your life and have tried doctor prescribed weight loss methods that have been unsuccessful

Weight loss surgery-like gastric lap band surgery have become very common and very safe now. My cousin got her Roux-en-Y gastric bypass surgery in India. She has lost more than 65 lbs in 5 months and is very happy with the results. The price for obesity surgery is very less in India. My cousin just paid 25% of the cost she was quoted in America. She got her surgery from a company called Forerunners Healthcare. Forerunners Healthcare is very famous in India. I read a lot about them in the Newspapers and magazines. I have read a lot of their patient stories also. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low cost, as bariatric surgery and weight loss surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that your Obesity surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star. this helps.

Kaiser Permanente offers both the lapband and roux en y procedures. You have to have a qualifying medical condition related to your weight. You qualify with a BMI of 34 if you have an urgent medical necessity or 37 with the usual problems. I can guarantee that if the medication has caused weight gain, they will ask you to lose that weight before surgery even if you qualify. You will only pay for whatever your plan deductibles are.

Kaiser permante would be your best choice. They are into preventive measures.

First let me say that I sympathize with your condition. You might qualify for some type of government handout. As far as the insurance, you are probably at the upper limit of weight for getting health insurance. I m also amazed at what people expect of insurance. You know that you are going to want a $20,000 - $30,000 surgery. Insurance companies are in business to make money. Why would they sell you the insurance for anything less than the money they know they would be paying out in the near future. Where do you expect that money to come from. I know that may seem heartless, but I m really a compassionate person. This is just economic reality, and it is what goes into the decisions that the insurance companies make.

You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ? after I did. Go to: care, Casey

I m pretty sure that all major insurance companies cover this surgery now as it is no longer experimental and is proven to work. That pretty much requires coverage. You must be 100 pounds over your ideal weight to qualify. If you are poor and qualify medicaid covers it too so it is fairly available to all.

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